You know those really catchy commercials for FreeCreditReport.com that you like so much? Turns out the afore mentioned credit reports aren’t really free and the company that owns the site, Experian, is a douche bag. Although every American is entitled by law to at least one free copy of his/her credit report, the site charges users a monthly fee of $14.95 if they don’t cancel their initial request within 7 days. Major bummer pirate dudes!

Turns out that Experian has been sued for deceptive advertising practices every year since 2005 and each time the company has settled out of court for a handsome fee that keeps news headlines mum and TV goers forever whistling tunes about identity theft. I don’t know which is worse – yet another shameless corporation raping the consumer in times of economic hardship or the guilt I’ll feel whenever I start to sing the FreeCreditReport.com song for the bazillionth time.